Insurance Benefits
Keogh Plan: What It Is and Why the Name Stuck
A Keogh plan is a tax-deferred retirement plan for self-employed people and unincorporated businesses. If that sounds like a description of a half-dozen plans you already know, that’s the point: the IRS no longer uses the word “Keogh” at all. What used to be called a Keogh is today just a qualified retirement plan for…
Read MoreWhat Are the Most Common Employee Insurance Benefits Offered in 2025?
What Are the Most Common Employee Insurance Benefits Offered in 2025? Key Takeaways Group medical, dental, vision, and basic life insurance remain the foundation of employee benefits in 2025. Short-term and long-term disability insurance are becoming increasingly important for financial protection. Voluntary benefits like critical illness, accident, and hospital indemnity plans are gaining traction with…
Read MoreShort-Term vs. Long-Term Disability Insurance Benefits
Short-Term vs. Long-Term Disability Insurance Benefits Key Takeaways Short-term disability insurance provides income replacement for brief periods of inability to work, typically up to 6 months. Long-term disability insurance offers extended income protection, potentially lasting several years or until retirement age. Short-term disability typically replaces 60%-70% of income, while long-term disability replaces 50%-60%. Elimination periods…
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