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2026 PCORI Fee: $3.84 and Due July 31
The 2026 PCORI fee is $3.84 per covered life for plan years ending on or after October 1, 2025 — which includes every 2025 calendar-year plan — and it must be reported and paid to the IRS by July 31, 2026, on the second-quarter Form 720. Plan years that ended between January and September 2025…
Read MoreUnilateral Contract Explained: What Brokers Should Know
A unilateral contract is an agreement where only one party makes a legally enforceable promise, and the other party accepts not by promising anything back but by performing an act. The classic textbook version is a reward: “I’ll pay $100 to whoever finds my dog.” Nobody owes you a search. But the moment someone returns…
Read MoreWhat is a GA in insurance
What Is a GA in Insurance: Understanding General Agents and Their Role Key Takeaways A GA in insurance refers to a General Agent or General Agency, acting as an intermediary that connects insurance carriers with independent brokers and agents to distribute products efficiently.[1] Key services include carrier contracting, quoting assistance, underwriting support, marketing resources, and…
Read MoreTop Insurance Agencies in New Jersey (Medicare & Health Insurance Brokers)
Top Insurance Agencies in New Jersey (Medicare & Health Insurance Brokers) Top Medicare & Health Insurance Agencies in New Jersey NJ Life and Health Insurance Group, LLC Rating: 5.0 (748 reviews) Composite Score: 3740.0 Phone: (848) 226-6897 Address: 600 Mule Rd Unit #10, Toms River, NJ Visit Website Call Now Jersey Insurance Solutions – Medicare…
Read More5 reasons why you should start a podcast
5 reasons why you should start a podcast Creating media = leverage. Naval Ravikant said there are 2 forms of leverage. In the past there was only capital, but now there are writing code and media. These have “no marginal cost of replication”, meaning you can copy & past to your heart’s desire. Podcasts are…
Read MoreWhat is a PBM?
What is a PBM? Published on 2025-08-19 by Ryan Ross What is a PBM? A Pharmacy Benefit Manager is a third-party administrator responsible for processing and paying prescription drug claims, creating formularies, and negotiating discounts with manufacturers and pharmacies… The Rebate Game: Misaligned Incentives The Magic Question Industry insider Jim Lodge suggests brokers ask every…
Read MoreBest Practices for Broker Marketing Personalization
Best Practices for Broker Marketing Personalization: How to Build Real Relationships and Stand Out In today’s ultra-competitive landscape, standing out as an independent health insurance broker requires more than just a polished website or a great quoting tool. You need personalized marketing that resonates with your audience on a human level. In this article,…
Read MoreHow to Explain Insurance Benefits to Employees During Onboarding: A 7-Step Guide
How to Explain Insurance Benefits to Employees During Onboarding: A Practical Guide for Business Owners The Importance of Clear Communication During Onboarding(theEMPLOYEEapp) Onboarding is a critical phase in the employee lifecycle, setting the tone for an individual’s experience within a company. One of the most vital yet often overlooked aspects of this process is effectively…
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